Carmen Feliciano

Title Agent

With a solid 28-year track record in the Title Insurance industry, Carmen Feliciano stands out as a dynamic and intensely dedicated title professional. Originally from the vibrant city of New York, Carmen embarked on her journey in the title insurance sector in 1995, making a significant move from The Big Apple to The Sunshine State. In 2019, Carmen achieved the milestone of becoming a Licensed Title Agent, marking a pivotal moment in her career. Her passion for the title insurance industry not only took root but continues to flourish with each passing day. Carmen brings a wealth of diverse experience to the team, and her unwavering attention to detail, top-notch communication skills, expertise in communication, and relationship-building skills make her an essential part of our growth as a company. Beyond her professional endeavors, Carmen is actively engaged in her community, particularly through her involvement in her church. There, she has discovered a supportive community of like-minded Christians who have become an integral part of her extended family. During her down time, Carmen finds joy in crafting, watching movies, reading and cherishes moments spent with her two children, Kaycee and Daniel. Her well-rounded and enriching life experiences contribute not only to her professional success but also reflect her commitment to personal and community growth.

Heather Whitteker-Dubin

Licensed FL Agent / Owner

(561) 781-5474

Heather Whitteker-Dubin is a business entrepreneur with over 20 years of industry experience in real estate and title insurance. A Licensed Title Agent, Heather has successfully owned and operated various businesses through the years, including Integrity Settlement Group, LLC., a title and real estate settlement company currently doing business in Florida and Pennsylvania. In 2004-2008 Heather was a co-owner and co-founder of Title Partners Plus, one of the largest independent ABA companies in the Northeast. As the company experienced rapid growth, Heather was integral in running and overseeing the operations for the company in PA, MD, FL, and NJ. After obtaining her bachelor’s and master’s degree in Food and Nutrition, Heather started a successful nutritional counseling business, (A Better You Nutritional Counseling Services, LLC.), and 17 years later, she continues to have an impact on the health and wellness of many long standing individual and corporate clients. A Mansfield, PA native, Heather enjoys cooking and maintaining a healthy lifestyle by incorporating exercise and nutrition into her daily life. Heather also loves gymnastics, teaching fitness classes at a local yoga studio, and attending Penn State Football games with her husband Chad, daughter Faye, and son Lincoln.

Chad Dubin

Business Development

(814) 404-5407

Chad A. Dubin is a business entrepreneur and experienced venture capitalist, investment banker, and equities trader. Chad began his career on Wall Street as an investment banker in the emerging Biotechnology sector. As the co-founder of Trautman Kramer Securities, he was responsible for structuring and managing multiple private equity fundraising campaigns. Two of his more notable successes were Aurora Biosciences, a pioneer in Gene Therapy sequencing, acquired by Merck for a $350M valuation, and Myriad Genetics, which currently trades on the NASD (MYGN) with a $2.2B market cap. By leveraging his early financial experience and success in 2003, Chad pursued additional business opportunities and transitioned from “Wall Street to Main Street”. He spent the next two decades growing and selling small businesses, primarily focusing on the title settlement and mortgage lending industries. Because of his extensive background in title insurance, banking, and mortgage lending, Chad founded and grew one of the largest, independent Affiliated Business Arrangements in the Northeast, with over 120 employees and operations in Pennsylvania, New Jersey, Maryland, and Florida. Similarly, Chad grew Mammoth Restoration and Construction, Inc. into one of the largest independent Restoration and Construction companies in PA, which he sold in 2013. Building on that success, Chad founded Allied Restoration and Construction, Inc. expanding the start-up company throughout Florida. Allied currently operates in three states and has annualized revenues at over $38 million. Born in Philadelphia, Chad grew up in Orlando, FL. He has been happily married to Heather, his wife of 18 years, and blessed with two beautiful children, Faye, and Lincoln. Chad is involved in his local community, and dedicated to his church and coaching high school wrestling. He is the founder of the nonprofit “Coach J,” an athletic themed, faith-based outreach program.

Anthony Byrnes

Business Development

Anthony Byrnes is a seasoned professional with a wealth of experience in the mortgage industry. Born and raised in the vibrant city of New York, Anthony’s journey led him to the Lehigh Valley area of Pennsylvania at the age of 19. Currently residing in Nazareth, PA with his family, Anthony has made a significant impact on the local business landscape.

For an impressive span of 27 years, Anthony dedicated his expertise to the mortgage industry. Starting as a loan originator, he quickly rose through the ranks, eventually becoming a highly successful branch manager. Under his leadership, Anthony built and nurtured a team of up to 50 individuals, achieving remarkable annual sales of up to $10 million.

Throughout his career, Anthony didn’t limit himself to mortgage-related ventures alone. He also explored entrepreneurial opportunities in the title insurance industry and as a real estate investor in New York, New Jersey, and Pennsylvania. In all his business endeavors, Anthony has consistently prioritized honesty and integrity as the fundamental pillars of success.

Outside of his professional life, Anthony has a passion for collecting coins, diving into the fascinating world of numismatics. Additionally, he enjoys tinkering with options trading, utilizing his financial acumen to explore investment opportunities.

When he’s not immersed in his hobbies or professional pursuits, Anthony cherishes quality time with his loved ones. Whether it’s savoring delicious meals at great restaurants or greasy spoons, assisting his children with their homework, or embarking on exciting travels to new destinations, family and friends remain at the heart of his life.

With his extensive experience, unwavering values, and commitment to excellence, Anthony Byrnes continues to make a positive impact in both the business world and his personal sphere.

Matthew Merriam

Business Development

(561) 497-7100

A results-driven business development professional, Matthew Merriam brings over four years of industry experience and a strong foundation in sales, client relations, and property evaluation. With more than $15 million in closed transactions, he’s proven his ability to navigate diverse markets and deliver outstanding outcomes for his clients and partners.

As the former National Sales Manager for franchises.com, Matthew managed high-value accounts and generated over $1.2 million in annual revenue. He also excelled in the home services sector, producing $120,000 in pest control sales for Terminix in under two months — a testament to his adaptability and drive. These experiences have sharpened his analytical eye and built a client-first mindset highly valued by real estate professionals and mortgage lenders alike.

Matthew’s approach to business development is rooted in integrity, consistency, and a deep understanding of client needs. He is known for crafting tailored solutions that streamline the transaction process and enhance the experience for all parties involved.

Now based in Jupiter, Florida, Matthew focuses on building lasting relationships with real estate agents, lenders, and other industry professionals — offering not just service, but real value through ongoing education and support. Whether it’s walking agents through title complexities or introducing tools to help grow their business, he’s committed to being a resource they can count on.

Outside of work, Matthew enjoys golfing, hitting the gym, fishing, and giving back to his local community. His combination of empathy, expertise, and strong communication makes him a trusted partner in today’s fast-paced real estate landscape.